Yes, 99.997% of current doctors and hospitals are available under these plans. Any Medicare-registered doctor or hospital that accepts Aetna payments will be covered.

Yes, you can switch plans during the next Open Enrollment period.

Generic drugs under Option 1 will have a $0 co-pay, while other co-pays for formulary drugs are set by contract. Option 2 includes similar co-pays.

Option 1 offers $500 per retiree and $500 for Medicare-eligible spouses ($1,000 total annually). Option 2 provides full reimbursement of $1,978.80 per person annually, nearly $4,000 for a couple.

For members under 65, nothing changes. You will maintain the same coverage and benefits you had as an active member, thanks to our Bridge Benefits.

If you don’t select a plan, you will automatically be enrolled in Option 1 to ensure uninterrupted coverage.

You can find a new doctor by checking if they accept Medicare-aged patients and payments from Aetna. Alternatively, you can search Aetna's in-network providers for a list of options.

The federal government funds the coverage. Aetna earns based on the quality ratings of the coverage they provide. High ratings mean more federal funds.

No, our plans are designed to ensure access to necessary services. Denial of services has not occurred under Options 1 and 2 and will not occur now.

Your coverage will continue uninterrupted through the Bridge Benefits until you become Medicare eligible. After that, you will transition to one of the Medicare Advantage Plans.